Author: Dmensionedwellness

Recent data from the U.S. Department of Commerce reveals that ecommerce continues to outpace traditional retail growth. In the third quarter of 2024, total domestic retail sales reached $1.85 trillion, a modest 1.3% increase from Q2. Online shopping showed stronger momentum, with ecommerce sales climbing to $300.1 billion, a more robust growth rate of 2.6% over the prior quarter. According to the DoC, ecommerce sales are for “goods and services where the buyer places an order (or the price and terms of the sale are negotiated) over an Internet, mobile device, extranet, electronic data interchange network, electronic mail, or other…

While this is an insurance product, annuities shouldn’t be confused with life insurance. Imagine if you didn’t have to die to get the life insurance money? Better yet, say you are concerned about what the future holds and as a safety net, you buy guaranteed passive income streams to be “turned on” later in life. Take the stage: Annuity Contracts.What are Annuities?In its simplest form, annuities are contracts with a financial institution that if you pay them now (lump sum or premiums), they promise to make payments to you for as long as you need. You can choose between starting…

We publish a rundown each week of new products from companies offering services to ecommerce merchants. This installment includes updates on ecommerce platforms, marketplaces, search engines, APIs, reverse logistics, and local delivery. Got an ecommerce product release? Email [email protected]. New Tools for Merchants Miva 10.11 launches with precision tools to enhance ecommerce control. Ecommerce pioneer Miva, Inc. has released version 10.11 of its platform. This update introduces tools for greater control over pricing, shipping charges, and fee management. Sellers can now set pricing with accuracy to less than $0.01 (one cent) and weight measurements smaller than two decimal places. An…

This article is posted with permission from our partner MacPaw. MacPaw makes Mac + iOS apps that have been installed on over 30 million devices worldwide. Freelancers Union members receive 30 days of free unlimited access to CleanMyMacX and Setapp:  https://freelancersunion.org/resources/perks/macpaw/Identity theft happens when someone uses your personal information to impersonate you and commit fraud. It’s a common problem that can seriously impact your life. When you see its signs, it’s important to act quickly. Reviewing your credit reports, monitoring your accounts, and reporting the theft to the proper authorities can help limit the damage. Moonlock, a cybersecurity division of MacPaw, has…

Brenden Marquardt knows the effect of entrepreneurship on a marriage. He’s the co-owner of Lori Beds, a direct-to-consumer seller of Murphy beds, those that fold into a wall, and the now-divorced father of two children in grade school. Unlike most divorced entrepreneurs, Marquardt chooses to publicly share his experience in the hopes of helping others. He did that recently in our conversation, his second on the podcast. Our entire audio is embedded below. The transcript is edited for length and clarity. Eric Bandholz: Give us a rundown of who you are. Brenden Marquardt: I co-own Lori Beds with my brother,…

While CD are issued by banks, bonds can be offered by businesses, all levels of governments, and many other types of organizations and individuals. The bond market is actually larger than the stock market at a commanding $119 Trillion in outstanding debt world wide as of 2021. Economists and investors use the performance of the bond market as one of the indicators for the health of an economy. This vast asset class has many benefits to the economy, but let’s discuss how bonds make you money!What are Bonds?Bonds are part of an asset class called “fixed-income”. This generally means that…

January is a month of new opportunities. In 2025, content marketers can kick the year off right, focusing on resets, AI-driven repurposes, cheese, hobbies, and even opposites. Content marketing is the act of curating or creating articles, videos, or podcasts to attract, engage, and retain customers. For merchants, content is often a key to successful search engine optimization and the foundation for social media marketing. What follows are five content marketing ideas your business can try in January 2025. January Reset January is a good time for content marketers to encourage and support potential customers. The new year is synonymous…

As a freelancer, staying on top of tax changes is crucial for maintaining the financial health of your business and keeping in compliance with IRS tax law. Now that 2025 is on the horizon, there are many important changes to consider that could impact your tax bill. Staying informed and working on your tax plan with a professional are the best ways to avoid surprises come filing season next year.Here’s a comprehensive look at the major tax changes and how they might affect you. 1. Standard Deduction IncreasesThe standard deduction for 2025 has increased, providing a bit more relief for those…

Blackstone, Bridgewater Capital, Pershing Square, The Carlyle Group, Bain Capital. These are just some of the well known figures in private investments. These investment professionals are in the business of beating what public market returns can offer by using investor funds to exploit investment opportunities or market inefficiencies. In return, investors are rewarded with a share in the payout of these fund managers as they seek to generate higher and higher investment returns. While these managers typically seek the wealthiest individuals, endowment funds, pension funds, and foundations in society, there are many funds that have lower minimums that are accessible…

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